Resource Library

Comparing a mortgage broker vs. bank can help you understand how each option works and which lending choices may be available to you. A bank generally presents mortgage products available through its own institution. A mortgage broker can review available options from multiple lending sources through one point of contact. Ryan Davis and Team are […]

Buying a house is one of the largest purchases most people ever make. With mortgage rates hovering between 6.4% and 6.6% in mid-2026, even small differences in how you prepare can save or cost you tens of thousands of dollars. This step by step guide walks you through the entire home buying process, from checking […]

Refinancing can be a smart move in 2026, especially if your current mortgage was opened when mortgage rates were higher. But the best tips for refinancing mortgage debt all come down to the same question: will the new loan improve your financial future after fees, time, and risk are included? Key Takeaways Mortgage refinance decisions […]

Refinancing can be one of the most practical ways to reshape your home loan in 2026, especially if your current mortgage was taken out when rates were higher. But a mortgage refinance is not automatically a win. You need to compare the new interest rate, closing costs, loan term, and long-term impact before replacing your […]

Getting pre-approved for a mortgage is a significant milestone, but it’s just the beginning of your homebuying process. The steps you take between receiving that pre-approval letter and closing day will determine whether you successfully become a homeowner or face unexpected setbacks. Key Takeaways Pre-approval is not final approval. Your lender has reviewed your income, […]

Looking to secure a VA mortgage Colorado Springs? This guide will help you understand your options, benefits, and how to qualify. We cover everything you need to know to get started today. Key Takeaways Understanding VA Mortgages in Colorado Springs VA loans are government-backed mortgages provided by approved lenders to assist veterans and servicemembers in […]